Forten App

Forten App

Designing a new digital bank.

Designing the journeys, interfaces and shared patterns behind a new digital bank.

Designing the journeys, interfaces and shared patterns behind a new digital bank.

The project covered mobile and online banking, customer support tools and bank administration.

The project covered mobile and online banking, customer support tools and bank administration.

COMPANY

Forten Technology Ltd.

MY ROLE

UX Designer

UX, UI & design system contributions

PLATFORMS

Mobile & Web

Customer and employee experiences

PROJECT STATUS

Pre-Launch

Discontinued before public launch

TOOLS

Sketch, Abstract, Protopie, Miro, Jira, Confluence

01 context

A new bank.
A broad design challenge.

Forten was being developed as a UK consumer bank, with the ambition of becoming the primary bank for digitally minded customers. Its planned offering covered everyday banking, savings, cards and borrowing.

I worked across the UX and UI of its customer and employee experiences, alongside contributions to the design system. The scope extended from shaping journeys to the detailed layout, states and feedback within individual screens.

Customers needed clear information and straightforward ways to manage their money. Employees needed the context and tools to support those customers and manage the service behind the scenes.

for customers

CLIENT

Mobile Banking

Online Banking

For employees

CLIENT

Customer Contact Centre (CCC)

Bank Administration (BA)

SHARED DESIGN FOUNDATIONS

CLIENT

Visual Language, Components, Interaction patterns

01 context

A new bank.
A broad design challenge.

Forten was being developed as a UK consumer bank, with the ambition of becoming the primary bank for digitally minded customers. Its planned offering covered everyday banking, savings, cards and borrowing.

I worked across the UX and UI of its customer and employee experiences, alongside contributions to the design system. The scope extended from shaping journeys to the detailed layout, states and feedback within individual screens.

Customers needed clear information and straightforward ways to manage their money. Employees needed the context and tools to support those customers and manage the service behind the scenes.

CLIENT

Mobile Banking

Online Banking

CLIENT

Customer Contact Centre (CCC)

Bank Administration (BA)

CLIENT

Visual Language, Components, Interaction patterns

02 UNDERSTANDING THE SERVICE

Understanding customer and staff needs

The customer persona and empathy map described people who were unsure about rates, found products hard to compare and were frustrated by having to provide the same information again. The support persona highlighted confusing interfaces and manual work when recording calls and creating tickets.

The service flows covered the steps from attracting customers and opening accounts through to assessment, decisions, ongoing support and account closure. Each screen was part of a longer process, which could include checks, interruptions or help from a member of staff.

How could we make the next step clear when several systems and teams were involved?

03 CUSTOMER EXPERIENCE

Designing for mobile and web

My UI work included account screens, payments, onboarding and product selection on mobile and web. The designs place account summaries above more detailed activity. Text sizes, spacing and grouping help separate the information on each screen.

The mobile designs use a compact layout with navigation at the bottom. On the web, there is more room to show navigation, account summaries and transactions side by side. The layouts reflect the space available on each device.

04 Journey Design

Explaining each step of an application

The lending documents separated eligibility checks from full applications. They also described the possible outcomes and checks made by external services. The design work included process flows, wireframes and detailed screens for eligibility, preparation and onboarding.

The interface needed to explain these stages clearly and keep important information visible. Customers needed to understand when they were verifying details, reviewing an application or waiting for a decision.

05 CUSTOMER SUPPORT

Helping staff update customer details

The lending documents separated eligibility checks from full applications. They also described the possible outcomes and checks made by external services. The design work included process flows, wireframes and detailed screens for eligibility, preparation and onboarding.

The interface needed to explain these stages clearly and keep important information visible. Customers needed to understand when they were verifying details, reviewing an application or waiting for a decision.

06 BANK ADMINISTRATION

Organising the bank admin tools

I also worked on bank administration. The design files include wireframes and UI for setting interest rates, organising savings products, managing the general ledger and controlling user access.

These screens use tables, forms and grouped settings within a clear navigation structure. They contain more information than the mobile banking screens. Staff need to understand which record they are viewing, how it is set up and what they can do next.

Organising the bank admin tools

06 BANK ADMINISTRATION

Next

Design System

I also worked on bank administration. The design files include wireframes and UI for setting interest rates, organising savings products, managing the general ledger and controlling user access.

These screens use tables, forms and grouped settings within a clear navigation structure. They contain more information than the mobile banking screens. Staff need to understand which record they are viewing, how it is set up and what they can do next.

Contributing to the design system

07 DESIGN SYSTEM

Next

Design System

I contributed to the Forten design system alongside my work on the product screens. The libraries include colour and typography, buttons, text fields and navigation. They also cover rows, controls, filters, modals, messages and illustrations.

The system supports a consistent look and behaviour across the product. Shared components can be used in different tasks, with room to adapt them to the needs of customers and staff.

UNDERSTANDING THE PROBLEM

Why Are Parking Signs So Hard to Read?

Before designing a solution, we conducted user interviews and surveys to uncover pain points.

Key Insights

Ambigious Rules

Many signs combine multiple restrictions, making them difficult to interpret quickly.

Ambigious Rules

Many signs combine multiple restrictions, making them difficult to interpret quickly.

Time Sensitivity

Drivers don’t have time to decode complex signage while on the road.

Time Sensitivity

Drivers don’t have time to decode complex signage while on the road.

Costly Mistakes

Misinterpreting a sign can lead to expensive fines and towing fees.

Costly Mistakes

Misinterpreting a sign can lead to expensive fines and towing fees.

One user, Sarah, shared:

“I got a ticket because I misread a sign that changed restrictions after 6 PM. If only there was a way to get a simple Yes or No answer!”

Sarah, 28

Suburban Parent

These insights shaped our core design principles: Instant clarity, real-time accuracy, and ease of use.

USER RESEARCH

Understanding the Problem

Key Findings

%

70

Complexity of parking signs

of participants found parking signs too complex, with layered rules creating confusion.

%

70

Complexity of parking signs

of participants found parking signs too complex, with layered rules creating confusion.

%

40

Fear of fines

of users admitted to avoiding certain areas altogether to prevent the risk of receiving parking fines.

%

40

Fear of fines

of users admitted to avoiding certain areas altogether to prevent the risk of receiving parking fines.

%

55

Time pressure

Many drivers (55%) felt rushed when trying to interpret parking signs, especially during peak hours.

%

55

Time pressure

Many drivers (55%) felt rushed when trying to interpret parking signs, especially during peak hours.

%

85

Technology savviness

of participants owned smartphones, but only 45% had used apps for parking-related tasks, highlighting a gap in effective solutions.

%

85

Technology savviness

of participants owned smartphones, but only 45% had used apps for parking-related tasks, highlighting a gap in effective solutions.

Trust in AI Guidance

While intrigued by AI-based solutions, users expressed concerns about accuracy and wanted transparency about how decisions were made.

DESIGN PROCESS

Designing an Effortless Parking Guide

Brainstorming and Ideation

We began with rough wireframes, focusing on a simple flow: scan, interpret, and guide. We identified AI as the central solution, focusing on its ability to:

- Interpret complex signs using OCR (Optical Character Recognition).

- Factor in time, location, and vehicle type for tailored results.

Key Features

AI-Powered Scanning

The app uses OCR to analyse text, symbols, and contextual cues from parking signs.

AI-Powered Scanning

The app uses OCR to analyse text, symbols, and contextual cues from parking signs.

Dynamic Guidance

Incorporates real-time data (e.g., time of day, zone restrictions).

Dynamic Guidance

Incorporates real-time data (e.g., time of day, zone restrictions).

Transparency

Displays how decisions are made, building user trust.

Transparency

Displays how decisions are made, building user trust.

Wireframes and Prototypes

Wireframes helped us test early assumptions about flow and clarity.

USER TESTING

Refining the Experience

Phase 01

Early Prototype Testing

GOAL

Assess the effectiveness of the core scanning flow and initial AI interpretations.

participants

10 users from diverse backgrounds, including commuters, delivery drivers, and elderly drivers.

feedbacks

Users found the scanning process seamless and appreciated the quick, AI-generated results.

Users appreciated the scan-and-result flow but wanted more guidance on how the AI interpreted the signs.

In low-light areas, text on signs was sometimes misread, leading to incorrect recommendations. Users requested a night mode or brightness enhancement to improve scanning accuracy.

actions

We're actively developing a low-light mode with enhanced camera brightness and optimised OCR, set to roll out in an upcoming update.

Phase 02

High-Fidelity Testing with Real Scenarios

GOAL

Test the app in real-world environments, including complex parking zones with multi-layered signs.

participants

25 users testing the app over a week.

feedbacks

Some participants requested multi-language support for non-English speakers.

Users wanted human-readable explanations for AI decisions, especially for ambiguous rules like “No Parking Except Vehicles with Permits.”

actions

Added plain language explanations for all AI results (e.g., “You can park here from 8 AM to 6 PM unless you’re a commercial vehicle”).

Began development of multi-language support for global usability.

Phase 03

Post-Launch Beta Testing

GOAL

Gather feedback from a larger group of beta testers to identify edge cases and refine AI accuracy.

participants

We’re planning a comprehensive test with 200 users across multiple cities, evaluating performance at different times of the day and under diverse weather conditions.

Results

Adoption

85% of beta testers said they would use the app regularly.

Efficiency

Users reported a 65% reduction in time spent interpreting parking signs, with most scans yielding results in under 5 seconds.

By integrating iterative feedback, we not only refined the app’s user experience but also strengthened the AI’s performance and reliability. These improvements ensured the app could effectively address user pain points, making parking simpler and more stress-free.

Design Decisions

01

Clear Feedback for Scan Readability

REASON

Ensures accurate sign interpretation and minimises user frustration from incorrect results due to blurry or incomplete images.

DECISION

After scanning, show the captured image with a message: "Does this look clear?" This allows users to confirm readability before the app processes the image.

02

Interactive Conditions Breakdown

REASON

Breaks down complex rules into digestible parts and gives users control to explore only what’s relevant to them.

DECISION

On the results screen, display restrictions as interactive, expandable sections (e.g., "Tap to Learn More").

03

Context-Aware Messages

REASON

Personalises the experience, ensuring users feel the app understands their specific situation.

DECISION

Tailor results based on time and user input (vehicle type).

04

Visual Hierarchy for Parking Results

REASON

Reduces cognitive load and enables users to understand their parking status at a glance.

DECISION

Personalises the experience, ensuring users feel the app understands their specific situation.

05

Error Handling for Unreadable Signs

REASON

Empowers users to recover from errors while keeping the experience smooth and frustration-free.

DECISION

If a sign is unreadable, show a friendly error message: "We couldn’t interpret this sign. Try retaking the photo."

HIGH-FIDELITY DESIGNS

Bringing ParkAid to Life

Key Screens

Flow

BRANDING

Crafting a Trustworthy Identity

We wanted ParkAid to feel reliable, modern, and stress-free—a companion drivers could trust.

Design System

I've used variables extensively, making it very convenient to switch between dark and light modes. 

THE OUTCOME

Clear Parking Guidance in Seconds

Impact

Users felt 80% more confident in their parking decisions when using the app.

The app reduced time spent interpreting signs by 65%, significantly improving user satisfaction.

Transparency features increased trust in AI, with 75% of testers expressing high confidence in its accuracy.

“This app saved me from getting a ticket! I wish I had this years ago.”

BETA TESTER

Learnings

Iterative Feedback

AI must continuously learn from real-world scenarios to improve accuracy.

Trust is key

Users are more willing to adopt AI when it explains decisions transparently.

Next Steps

Building ParkAid reinforced the importance of seamless AI integration and user trust. By prioritizing clarity and speed, we created a tool that solves a real-world frustration.

Next steps? Expanding support for international parking regulations and integrating with navigation apps for even greater convenience.